BENEFICIOS PARA EMPLEADOS
Cuidando a cada individuo
En RMD Management, somos una familia y queremos brindarle la mejor atención posible. RMD ofrece beneficios como seguro médico, planes de jubilación, cuentas de ahorro para gastos médicos y cuentas de gastos flexibles. Para obtener más información, consulte los documentos y las descripciones que se ofrecen a continuación. Si tiene alguna pregunta, simplemente envíe un formulario y nuestro equipo trabajará para ayudarle a encontrar la mejor opción.
Employee Navigator
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401K RETIREMENT PLAN
Saving for the Future
A 401(k) plan is an arrangement that allows an employee to choose between taking compensation in cash or deferring a percentage of it to a 401(k) account under the plan. The amount deferred is usually not taxable to the employee until it is withdrawn or distributed from the plan. However, if the plan permits, an employee can make 401(k) contributions on an after-tax basis (these accounts are known as Roth 401(k)s), and these amounts are generally tax-free when withdrawn. 401(k) plans are a type of retirement plan known as a qualified plan, which means that this plan is governed by the regulations stipulated in the Employee Retirement Income Security Act of 1974 and the tax code.
Qualified plans can be divided two different ways: they can be either defined-contribution or defined-benefit (pension) plans. 401(k) plans are a type of defined-contribution plan, which means that a participant's balance is determined by contributions made to the plan and the performance of plan investments.